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Your bank statement
clean P&L report.
In 2 minutes.

Upload a CSV or PDF from your bank. AI categorizes your transactions and generates a profit & loss report you can actually send to your accountant.

First report free No bank connection No signup needed
StatementPL — Telegram
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StatementPL
bot
StatementPL bot demo: upload CSV, get instant P&L report
Sound familiar?

Every month, the same spreadsheet ritual

Most freelancers and consultants in the Netherlands and Germany spend 2–8 hours a month on this.

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Download the statement. Export CSV from ING, ABN AMRO, N26, or your bank's portal.

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Categorize manually. Go line by line — is this marketing? software? client meal?

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Build a P&L in Excel. Sum up columns. Format it. Send it to your accountant.

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Do it again next month. And the month after. Every. Single. Month.

How it works

Three steps. Two minutes.

No onboarding wizard. No connecting your bank. Just upload a file.

1

Export your bank statement

Download CSV or PDF from your bank's app or portal. ING, ABN AMRO, Rabobank, Bunq, N26, Deutsche Bank, Commerzbank, Sparkasse — works with all of them.

2

Send it to @statement_pl_bot

Open the Telegram bot and attach your file. AI reads every transaction and categorizes it: income, software, marketing, travel, professional services, office.

3

Get your P&L report

Instantly see your profit & loss summary. Download a clean PDF or Excel — ready to send to your accountant or use for your tax filing.

What's included

Everything a freelancer needs. Nothing they don't.

No accounting degree required. No subscription to cancel.

CSV & PDF upload

Any bank, any format, any country

AI expense categorization

Claude AI — accurate across languages and banks

Instant P&L text report

Income, expenses by category, net profit — in seconds

PDF export

Clean A4, accountant-ready

Excel / CSV export

Full transaction detail per category

Multi-language statements

Dutch, German, Finnish, English — all handled

No bank connection

You upload a file. That's the only touch point.

First report free

No credit card, no signup required

Supported banks
ING ABN AMRO Rabobank Bunq N26 Deutsche Bank Commerzbank Sparkasse Revolut Monzo Wise OP (Finland) Nordea Danske Bank HSBC Nationwide + any bank with CSV/PDF export
vs. alternatives

Why not just use QuickBooks or Wave?

They're built for running a business. StatementPL is built for getting a P&L report out of a bank export — nothing more.

Tool Upload bank file No signup / onboarding No bank connection Price
StatementPL Free + 250 ⭐
QuickBooks ✗ needs bank sync ✗ 1-week setup ✗ required €30+/mo
Wave ∼ manual import ✗ account required ∼ optional Free / €19/mo
Spreadsheet ∼ copy-paste 2–8 hrs/month
Made for

Independent workers who bill clients

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Freelance developers

Multiple clients, multiple income streams — see what's left after AWS, GitHub, and tools.

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Designers & creatives

Adobe, Figma, Canva on one side — client invoices on the other. Know your actual margin.

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Consultants

Project-based income, variable expenses. Stop guessing your P&L — get it in 2 minutes.

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Writers & marketers

Substack, sponsorships, tools — clean P&L for your accountant at quarter end.

Privacy

Your bank data stays private

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We never connect to your bank.

You upload a file — that's the only touch point. Your transactions are processed to generate the report. We don't sell your data or share it with third parties.

No OAuth bank integrations. No persistent access to your accounts. Upload → report → done.

Ready to skip
the spreadsheet?

Send your bank statement to the bot. First report is free — no signup, no credit card.

Try it now → @statement_pl_bot
✓ Works in Telegram ✓ CSV & PDF supported ✓ Any bank, any country